Nestled at the end of a quiet cul-de-sac in Sapphire Valley, this Arts and Crafts-style home offers privacy, comfort, and strong income potential just minutes from the village of Cashiers in North Carolina's Blue Ridge Mountains. The property borders a path that runs along the base of the lot - improved and trail-ready - providing direct access via easement to the Horsepasture River, ideal for fly-fishing, swimming, or taking in the peaceful surroundings. Refreshed with a freshly painted exterior, the home showcases inviting curb appeal and move-in readiness. Inside, wood flooring runs throughout, complemented by a modern Lutron lighting system. The vaulted great room is filled with natural light from expansive windows, while the open-concept kitchen - complete with granite countertops and a farmhouse sink - flows effortlessly into the dining and living areas. Now configured as a four-bedroom, three-and-a-half-bathroom home, with the fourth bedroom located in the guest apartment, the property offers exceptional flexibility for personal use, guests, or rental income. The main-level primary suite provides comfort and convenience, while a half bathroom serves the main living area. The upper level offers a loft-style second bedroom area with a full bathroom, creating an open yet functional space. Designed for enjoying the outdoors, the spacious back deck has been reinforced to accommodate a future outdoor fireplace - perfect for cool mountain evenings. The finished lower level adds even more versatility with a large second living area featuring a stone gas fireplace, a third bedroom with a designated area for a future bathroom. A true highlight is the detached, air-conditioned two-car garage, topped by a beautifully finished guest apartment with a full kitchen, living area, bedroom, and full bathroom - an ideal setup for guests or short-term rental income. Beneath the garage, a partially finished space offers the opportunity to personalize. The septic system has been upgraded from two-bedroom to four-bedroom capacity, and a new water heater was installed in 2024. Ownership in Sapphire Valley includes access to a wide array of resort-style amenities, and nearby Narrows Waterfall adds to the area's natural charm. With multiple living areas, private guest quarters, and flexible sleeping arrangements, this property is exceptionally well-suited for vacation rentals, multi-generational living, or a full-time mountain retreat.